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    Choosing a bank account

    There are lots of different student accounts with different deals and benefits – make sure you look around to find the best one for you.

    Shop around

    Banks compete with each other to get your attention, so don't just choose the one with the best free gift.
    1. See what services and support they offer, plus how they'll treat you in various financial situations.
    2. As an undergraduate student you'll normally get an interest-free overdraft – so as long as you stay within the limit of your overdraft you'll not be charged for using it.
    3. Make sure there's a branch of the bank nearby your campus or accommodation.
    4. Check MoneySavingExpert's advice on top student bank accounts.

    Things to be wary of

    Be careful with credit cards and store cards.
    • Although handy if you're in a difficult situation, you risk being charged interest which can mount up quickly.
    • If you do use them make sure you can pay them off at the end of the month so you don't get into debt.
    Check your overdraft limit.
    • When these aren't interest-free they offer an amount of money you can borrow at a set level of interest.
    • If you go over that limit the extra charges can be really high.
    Balancing work and study
    As long as it doesn’t take up too much study time, finding a part-time job is a great way to gain more money, less debt, and new skills for your CV.
    Undergraduate tuition fees and student loans
    How much are tuition fees and how are you going to pay for them? Find out how to fund your studies and how to apply here.
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